They also all offer free overdraft protection so you can connect your checking account to another Huntington account that will transfer funds if you risk overdrawing. It also has a SmartInvest checking account, but it's only for investment advisory customers with a certain amount in assets.Īll three of the main accounts come with a 24-hour grace period, which gives you one full day to replace your funds when you overdraw from your account. Huntington offers three main checking account options: Asterisk-Free, Perks, and Platinum Perks. Low APY (Annual Percentage Yield) on savings account.Minimum $25,000 opening deposit for money market account.Must be a resident of Colorado, Florida, Illinois, Indiana, Kentucky, Michigan, Minnesota, Ohio, Pennsylvania, West Virginia, or Wisconsin to open an account.You may qualify for $400 to $600 in checking account bonuses Get early direct deposit with any Huntington checking account High interest rates on money market account and promotional CDs Possible to waive monthly maintenance fees for other accounts No monthly maintenance fee for Huntington Asterisk-Free Checking® Account